Bankruptcy

Bankruptcy Can Help Pennsylvania Residents Start Over and Break Free of Debt

Most people struggle with debt for years before they consider bankruptcy. At first, bills may only be a month or two behind, and large purchases are forgone for the sake of making up past payments. But as the months go by, unforeseen setbacks, medical emergencies, and bad business deals can deplete savings and max out credit cards, leaving families so far in debt they will never be able to get out. For many people, the worst part of filing for bankruptcy is the unknown. They are worried about their credit rating, the thought of losing their homes and cars, and the possible inability of getting approved for a loan in the future. Many are prevented from making major life decisions (such as marriage or divorce) due to their debt problems. At the Law Offices of Rodney Shepherd, we can help you find the answers you are looking for. Attorney Rodney Shepherd is licensed to practice in courts throughout Pennsylvania, and is a member of the National Association of Consumer Bankruptcy Attorneys. He has been a trusted source of legal advice for many clients struggling to overcome crippling debt, and always offers a free, personalized assessment of your case before he acts on your behalf. Call or contact us today to learn your options.

IS BANKRUPTCY THE RIGHT SOLUTION TO MY DEBT PROBLEM?

If you are being overwhelmed by your debt, bankruptcy could be a viable solution to your problem. Bankruptcy is a court process designed to help consumers eliminate most of their debts, and pay back some of what they owe with a structured payment plan. Attorney Shepherd can determine if you qualify for debt relief through bankruptcy, file the necessary paperwork, and put you on the path to a stable financial life.

We assist clients in the following types of bankruptcy proceedings:

Chapter 7
Chapter 13

There are many benefits of filing for bankruptcy. From the moment your proceedings have begun, your creditors are legally barred from engaging in collection activities, including repossession and foreclosure. Bankruptcy also allows a debtor to retain some assets, including a family home or primary vehicle, dissolving as many debts as possible without leaving a debtor empty-handed.

Bankruptcy may also allow you to:

Avoid foreclosure on your house
Prevent repossession of your vehicle
Put a stop to collection agencies
Prevent wage garnishment for non-payment of debts
Protect business holdings from liquidation
Exempt family heirlooms and other valuable assets from bankruptcy
Negotiate payment plans for items that are exempt from bankruptcy

The best way to find out if bankruptcy is right for you is to sit down with someone who is familiar with bankruptcy laws and knows the full details of your situation. If you are considering filing for bankruptcy, Attorney Rodney Shepherd can answer your questions in your free initial consultation about bankruptcy beginnings. We always give our clients personal and professional attention, and only take an action when we believe it is in your best interest. Call the number on this page or fill out our convenient online contact form to make an appointment in our Pittsburgh office today.

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